INITIALIZING FIRMIFY
MT
Simulated Prop Trading · Up to $200K

PROVE YOUREDGE.GET REWARDED.

Three pathways to simulated funded capital. Hard rules. Split payment on challenges. Consistent traders only.

⚠️
IMPORTANT — READ BEFORE YOU START
Firmify offers educational, simulated trading evaluation services. All trading, including accounts labeled as "funded," is entirely simulated. Trades are mirrored for performance analysis and any rewards are based solely on mirrored performance. No real trading occurs, and users' capital is never at risk. Firmify is an educational technology company and does not provide financial services or investment advice. All services are strictly for educational and simulation purposes.
70–100%
Profit Split
$200K
Max Account
Bi-Weekly
Payouts
4
Asset Classes
8
Account Sizes
Security
256-bit SSL
Encrypted sessions and protected form handling across checkout, login, and dashboard flows.
Compliance
KYC + AML Ready
Structured verification flow backed by external onboarding and compliance partners.
Payout Model
Bi-Weekly Rewards
Qualified simulated funded traders can request rewards on a recurring payout schedule.
Education First
100% Simulated
Firmify is built as an evaluation and learning environment where no client capital is at risk.
// Why Firmify
WHAT MAKES US DIFFERENT
💳
Split Payment
Pay 50% to start your challenge, 50% activation only when you pass. Instant Funded accounts are paid 100% upfront for immediate access.
🏆
Up to 100% Split
Your profit split scales with your Consistency Score — from 70% up to 100% for disciplined, elite traders.
📈
3 Challenge Types
Swift (1-Phase), Apex (2-Phase), and Flash (Instant). Choose the path that fits your style.
🌍
4 Asset Classes
Trade Forex, Indices, Crypto, and Commodities across 8 account sizes from $5,000 to $200,000.
🔒
Hard Rules = Fair Play
Strict, transparent rules protect the platform's integrity and reward genuine, consistent traders only.
🎓
Educational Platform
All trading is fully simulated. Firmify is an EdTech company — your capital is never at risk. Learn and earn safely.
// Interactive Tools
TRADER TOOLS & SIMULATORS

We added practical tools so visitors can model account growth, payout potential, and challenge economics before they ever purchase a program.

Account Merge Calculator
Combine Funded Accounts Up To The $200K Cap

Select the funded account sizes you want to combine and instantly see your merged total, remaining room, and whether you are still inside the merge threshold.

Merge Preview
Merged Total
$0
Current combined funded balance.
Remaining Room
$200,000
How much room is left before the hard cap.
Status
Open
You can still merge more funded accounts.
Tip: traders often use this to plan account stacking without accidentally going above the maximum total simulated allocation.
Challenge Progress Simulator
Estimate Your Path, Split, And Payout Window

Choose a program, account size, and consistency score to preview minimum evaluation days, reward split, and a sample 5% payout-cycle projection.

Live Preview
Minimum Days
5
Swift requires at least 5 trading days.
Reward Split
90%
Score band: 61-80.
Projected Reward
$2,250
Based on a 5% simulated profit cycle.
Payment Breakdown
Pay now $400 · activation $400
Challenge programs use split payment. Elite is full upfront.
Preview logic: reward estimate is based on your chosen simulated profit percentage multiplied by the split earned from your consistency score.
// Community, Trust, Education
BUILT FOR SERIOUS TRADERS
Compliance Transparency Center
Verification And Contract Flow, Clearly Explained

Firmify uses external compliance tools so users know exactly how identity review and funded onboarding are handled. This makes the evaluation flow feel more credible and reduces trust friction.

KYC / AML: We are connected with didit.me to support identity verification and compliance checks.
Funded Contract Signing: We use DigiSigner for funded contract execution once traders qualify.
Data Protection: Personal data is handled with care and used only for legitimate platform, verification, onboarding, and support workflows.
Educational Resources Hub
Coming Soon Teaser

This section positions Firmify as an EdTech platform, not just a challenge seller. It creates authority, gives traders a reason to revisit the site, and supports conversion through trust-building education.

Resources Hub Coming Soon
🧠
Trading Psychology Guides
Mindset frameworks for avoiding revenge trades, overtrading, hesitation, and emotional sizing mistakes.
📐
Risk Calculators
Position sizing, drawdown planning, and daily loss control tools designed around evaluation rules.
🎥
Video Tutorials
Step-by-step walkthroughs for passing evaluations, protecting consistency score, and requesting payouts cleanly.
📡
Market Analysis Blog
Educational breakdowns, trader commentary, and structured market prep content that builds long-term brand authority.
// Our Achievements
AWARDS & MILESTONES

Recognized for innovation, accessibility, and trader-focused solutions across 2025.

7
7 MONTHS
In The Industry
Rapid growth and continuous innovation throughout 2025.
// Your Journey to Simulated Funding
HOW IT WORKS

From sign-up to your first payout — here's every step of the Firmify journey.

01
Choose Your Challenge Type
Select from 1-Phase (Swift), 2-Phase (Apex), or Instant (Flash). Pick the account size from $5K to $200K that matches your experience level. Each type has different rules, pricing, and payment structures.
→ VIEW PRICING TO COMPARE ALL OPTIONS
02
Pay & Get Access
For Challenges (Swift & Apex): pay 50% now to begin — the other 50% is only charged when you pass. For Instant (Flash): pay 100% upfront for immediate simulated funded account access. No evaluation needed.
⚠ ALL FEES ARE NON-REFUNDABLE
03
Trade & Hit Your Targets
Trade on the simulated platform following all hard rules. For challenges, reach your profit target (8% Phase 1, 5% Phase 2 for Apex) while respecting: daily drawdown (5%), total drawdown (8%), news window (±5 min), consistency rule, margin limit (70%), and all prohibited practices.
MINIMUM 5 TRADING DAYS REQUIRED
04
Pass & Pay Activation (Challenges Only)
Once you successfully complete your challenge evaluation, pay the remaining 50% activation fee to unlock your simulated funded account. If you don't pass, you owe nothing beyond the initial 50%.
50% ACTIVATION ON PASS · SWIFT & APEX ONLY
05
Trade Funded & Request Payouts
On your funded account: hit 5% simulated profit, complete 5 profitable days, then request a payout. Your split ranges from 70–100% based on your Consistency Score. Bi-weekly payouts, $50 minimum withdrawal. A 4% safety buffer is held after each payout.
BI-WEEKLY · $50 MIN · 70–100% SPLIT
// Payment Models Compared
CHALLENGE vs FUNDED
Challenges Only · Swift & Apex
Split Payment
Low barrier to entry. Only pay the second half when you successfully pass the evaluation.
Step 1 — Upfront50% of total
Step 2 — On Pass50% activation
If you failOnly 50% paid
Applies toSwift & Apex
Instant Funded
Full Payment
No challenge required. Pay 100% upfront and get immediate access to your simulated funded account.
Payment100% upfront
AccessImmediate
EvaluationNone required
Applies toFlash accounts
// All Account Sizes · All Challenge Types
PRICING & PLANS
50%
Pay Now · Challenges
Swift & Apex only. Half upfront to start.
+
PASS
THEN
50%
On Pass · Activation
Fail = nothing more owed.
VS
FUNDED
100%
Full Upfront · Flash
Instant Funding require full payment.
⚠ ALL FEES ARE NON-REFUNDABLE · Read all evaluation guidelines before purchasing
// Select Account Size
// Funded Stage Reward Split
CONSISTENCY SCORE SPLITS

More disciplined trading = higher reward. Applies to all funded account types.

Score 0–30
70%
Profit Split
Score 31–60
80%
Profit Split
Score 61–80
90%
Profit Split
Score 81–100
100%
Profit Split
// Frequently Asked Questions
FAQ

Everything you need to know about Firmify's challenges, rules, and payouts.

Is Firmify a real trading company?+

No. Firmify is an educational technology company. All accounts, including those labeled "funded," are fully simulated. No real trading occurs and your capital is never at risk. Any rewards are based solely on simulated, mirrored performance. Firmify does not provide financial services or investment advice.

What is the Split Payment model and who does it apply to?+

Only Challenge types (Swift & Apex) use split payment. You pay 50% upfront to begin, and the remaining 50% activation fee is only charged when you pass. Fail = nothing more owed. Instant (Flash) funded accounts require 100% full payment upfront for immediate access.

Are the fees refundable?+

No. All fees are strictly non-refundable. Please read all evaluation guidelines, rules, and terms carefully before purchasing any account. This applies to all account types.

What is the news trading rule?+

Holding any open positions within 5 minutes before AND 5 minutes after a high-impact news event is strictly prohibited. Any execution — including take-profit or stop-loss orders — within this window is a hard breach on all account types.

What is the Consistency Rule?+

No single trading day may account for more than 70% of your total accumulated profit. Spike days breach this and invalidate evaluations. This applies to all challenge and funded accounts.

How does the Consistency Score profit split work?+

Your split is based on your Consistency Score: Score 0–30 = 70%, 31–60 = 80%, 61–80 = 90%, 81–100 = 100%. Before requesting a payout you need 5% simulated profit, 5 profitable trading days, and a minimum $50 withdrawal. Payouts are bi-weekly.

What is the 90-Second Rule?+

After closing a trade, you cannot open an opposite position on the same asset within 90 seconds. Example: Close BUY EUR/USD at 10:05:00 → cannot open SELL EUR/USD until at least 10:06:30. Applies to funded accounts to prevent price-chasing exploitation.

Can I use Expert Advisors (EAs) or copy trading?+

No. EAs are strictly prohibited on Funded Accounts. All trading must be executed manually. Copy trading across Firmify accounts is also banned. Violations result in immediate account termination.

What are the drawdown limits?+

Daily Drawdown: 5% — account locks if equity drops 5% from the daily opening balance at any point. Max Total Drawdown: 8% — balance must never fall more than 8% below the initial starting balance. Both are hard breaches with no recovery window.

Can I have multiple accounts?+

No. One active account per trader only. Multiple email signups result in all challenges being breached, all payouts rejected, and permanent suspension from the platform.

What assets can I trade?+

Four asset classes: Forex (40+ pairs), Indices (US30, NAS100, SPX500, DAX40), Crypto (BTC, ETH, SOL + 20+ alts), and Commodities (Gold, Silver, Crude Oil). Available across all account types.

What is the 4% Safety Buffer?+

After each payout, 4% of your profits are held as a safety buffer. This protects your drawdown cushion after the daily loss limit resets to the account's initial balance, preventing accidental breaches immediately after receiving a payout.

Is this a prop firm?+

Firmify is an educational evaluation company that identifies and nurtures disciplined traders. While our model shares similarities with prop firms, we operate in a 100% simulated environment.

Here's how it works:

  • You prove your skills in a risk-free, simulated environment.
  • If you pass, you trade a simulated funded account where your trades are mirrored by our firm for performance analysis.
  • Consistent performance makes you eligible for real rewards, paid from Firmify's funds, based on your mirrored success.

We are looking for serious, disciplined traders, but beginners are welcome to join and learn. Success is not guaranteed, but the opportunity to prove your skill is.

How do I start with Firmify?+

It's straightforward. Pick a simulated challenge program that fits your goals (Swift, Core, or Flash), pay the one-time participation fee, and start trading. For challenges, once you successfully pass, you'll pay a one-time activation fee to receive your simulated funded account.

Simple as that.

Do I get to practice first?+

Yes, your entire evaluation journey with Firmify happens in a demo-style environment. From your initial challenge to your simulated funded account, all trading is virtual. However, once you qualify for a simulated funded account, your performance is meticulously tracked, and consistent results can lead to real Simulated Profit Rewards.

What exactly is the challenge phase?+

The challenge phase is where we evaluate if you're ready to manage simulated capital effectively. You'll work towards specific simulated profit targets, like 8% for Swift, or multiple phases for Core, and adhere to clear rules like daily and max drawdowns.

We're not looking for perfection; we're looking for consistent discipline and controlled risk management in your virtual trading.

How do I pass it?+

To pass, you need to stick to smart risk management practices, hit your simulated profit goals, and consistently adhere to our challenge rules. That's it. You don't need to be a genius, just focused and disciplined in your trading approach within the simulation.

How does the Simulated Profit Reward split work?+

You get rewarded based on how consistent your simulated trading performance is, measured by your Consistency Score:

  • 0-30 Consistency Score: 70% Simulated Profit Reward split
  • 31-60 Consistency Score: 80% Simulated Profit Reward split
  • 61-80 Consistency Score: 90% Simulated Profit Reward split
  • 81-100 Consistency Score: 100% Simulated Profit Reward split
How is the consistency score calculated?+

The Consistency Score is a key metric we use to measure your trading discipline and risk management. A higher score reflects a more stable and less risky trading style, which results in a higher Simulated Profit Reward split.

Formula:

(1 - (Highest Profit or Loss Day / Absolute Sum of all Trading Days)) * 100

Steps:

  1. Identify the single trading day with the highest profit OR the highest loss.
  2. Calculate the absolute sum of all your trading days, meaning add up the absolute values of every daily profit and loss.
  3. Apply the formula to compute your score.

Example:

If your highest daily gain was $4,000 and the sum of all your absolute daily profits/losses was $10,000, your Consistency Score would be (1 - (4000 / 10000)) * 100 = 60.

What is a simulated funded account?+

A simulated funded account is still a demo account, just like in the challenge phase. The key difference is that your simulated trades are now mirrored by our firm for performance analysis. Your eligibility for real rewards is based on the success of these mirrored trades.

You are not risking any real capital, but your performance has the potential to earn you real rewards.

Is my profit real?+

The profits you see in your Firmify account are simulated. However, after passing a challenge and trading consistently in a simulated funded account, you can earn real rewards. These rewards are calculated based on your mirrored trading performance and are paid from Firmify's own capital.

So, while the trading is simulated, the reward for your proven skill is real.

Do you offer refunds?+

No, when you join, you're paying a one-time challenge fee for access to a simulated evaluation experience, not for guaranteed results. Once payment is made and you begin trading, you gain immediate access to our systems, which means we cannot issue refunds.

The same policy applies to the one-time Activation Fee for funded accounts.

What's the biggest account I can manage?+

We offer simulated account sizes up to $200,000. You can also merge funded accounts up to a maximum of $200,000. Perform well, stay consistent in your simulated trading, and you can scale up your virtual account size over time.

What happens after I buy a challenge?+

Within 24 hours of your purchase, we'll send your simulated account details. From there, you can log in, track your stats, view your virtual trades, and monitor your challenge progress anytime through your personalized dashboard.

// Support & Rules
HELP CENTER

This page summarizes key funded-stage risk controls and prohibited trading practices. These rules are designed to keep the simulated environment fair, disciplined, and consistent across all Firmify account types.

Simulated Risk Management
Funded Stage
Funded Rules
Margin Usage Limit

Using more than 70% of your available margin at any time is a hard breach.

Other Ongoing Rules

Minimum holding time and inactivity rules continue to apply unless otherwise specified.

Expert Advisors

The use of Expert Advisors (EAs) is not allowed on funded accounts.

90-Second Rule

If you close a trade, you cannot open an opposite position on the same asset within 90 seconds. Example violation: open BUY EUR/USD at 10:00:00, close at 10:05:00, then open SELL EUR/USD at 10:05:40.

Profit Target

There are no profit targets in the funded stage.

Payout Target

You must achieve a 5% simulated profit before requesting your first payout. The minimum withdrawal starts at $50.

Profitable Days

A minimum of 5 profitable simulated trading days are required before each payout request. A profitable day means the account's closing equity is higher than its opening equity.

Simulated Profit Reward Split
  • 0-30 Score: 70% Split
  • 31-60 Score: 80% Split
  • 61-80 Score: 90% Split
  • 81-100 Score: 100% Split
Payout Frequency

Payouts are available on a bi-weekly basis.

Max Risk-to-Reward Ratio

The maximum risk-to-reward ratio for any single trade is 1:4.

2-Minute Average Trade Duration

The average duration of all trades must exceed 2 minutes. Profits from trades held for less than 2 minutes may be deducted. If those deductions amount to 25% or more of your requested reward, the payout will be rejected.

4% Safety Buffer

To safeguard your account after a payout, 4% of your profits are held as a safety buffer. This helps preserve adequate drawdown cushion after the daily loss limit resets to the account's initial balance.

Prohibited Trading Practices
Challenge And Funded
All Accounts
Universal Rule

These practices are forbidden in all account types, including Challenge, Challenge-based Funded, and Instant Funding, and will result in disqualification.

Multiple Accounts Policy

Each trader is allowed only one active account. Discovery of multiple accounts will result in breached challenges, rejected payouts, and permanent suspension.

Gambling-Type Trading

High-risk behavior such as excessive leverage, impulsive news trading, abusing max daily drawdown, splitting large trades to hide risk, or dramatically changing duration to chase volatility is prohibited.

One-Sided Betting And Impulsive Decisions

Repeatedly opening positions in one direction without analysis, or rapidly entering opposite directions without a clear strategy, is forbidden.

Martingale And Spamming

Increasing trade size after a loss to recover previous losses is prohibited. Placing many trades in rapid succession to create false activity is also a breach.

Spamming the Order Book

Executing many small rapid orders instead of one properly sized order to simulate false or misleading activity is considered manipulative.

Full Porting And Copy Trading

Abusing starting max daily drawdown in one trade, splitting a large trade to avoid detection, or copying across different Firmify accounts is prohibited.

News Trading Restriction

Holding any open positions within 5 minutes before and 5 minutes after a high-impact news event is strictly prohibited. Any open position or execution, including take-profit or stop-loss, inside that window is a hard breach.

Additional Prohibited Strategies
  • Exploiting unrealistic prices, arbitrage, latency trading, reverse trading, one-sided betting, group hedging, toxic flow, and gambling strategies
  • High-frequency trading exploitation
  • Aggressive averaging and martingale strategies
  • Tick scalping exploitation within 15 seconds or less
  • Opposite trading or hedging across accounts
  • Grid trading exploitation
  • Account security violations such as credential sharing or masking identity
Trading Consistency Rule

Maintaining a consistent strategy and risk approach is required. Drastic, uncharacteristic changes are not permitted.

Reminder: maintaining a disciplined and consistent strategy is required on both challenge and funded environments.
// Who We Are
ABOUT FIRMIFY

Firmify is an educational technology company dedicated to helping traders develop discipline, consistency, and real-world skills through fully simulated trading environments. We believe the best traders are built through rigorous evaluation — not luck.

🎓
IMPORTANT CLARIFICATION — SIMULATION ONLY
Firmify offers educational, simulated trading evaluation services. All trading, including accounts labeled as "funded," is entirely simulated. For funded traders, trades are mirrored for performance analysis, and any rewards are based solely on this mirrored performance.

No real trading occurs, and users' capital is never at risk. Firmify is an educational technology company and does not provide financial services or investment advice. All services are strictly for educational and simulation purposes.
// Our Core Values
WHAT WE STAND FOR
.
Education First
Every product we build is designed to teach traders real discipline, risk management, and consistency — skills that last a lifetime.
.
Transparency
We clearly state that all trading is simulated. No hidden conditions, no misleading claims. What you see is exactly what you get.
.
Fair Rules
Every rule exists for a reason. Our evaluation rules filter for genuine traders and protect the integrity of the platform for everyone.
.
Trader-First Model
Split payment on challenges means you risk less upfront. We win when you win — that is the Firmify model.
.
Merit-Based Rewards
Your reward split grows with your Consistency Score. The more disciplined you trade, the more you earn — up to 100%.
.
Zero Capital Risk
Firmify is not a broker. No user capital is ever placed in real markets. Our simulation is 100% safe for your finances.
// Legal Document
CUSTOMER AGREEMENT

Introduction

This Customer Agreement ('Agreement') is entered into by and between Firmify Educational Testing Evaluation Services ('Firmify,' 'Company,' 'we,' 'us,' or 'our'), a provider of educational testing evaluation services, and the individual or entity ('Customer,' 'Trader,' or 'You') who wishes to participate in our Simulated Trading Programs and related services.

IMPORTANT NOTICE: Firmify provides strictly simulated trading programs for educational, evaluative, and skill development purposes. We do not offer real-money trading, investment management, or financial advisory services. Participants engage with virtual capital on a simulated platform. Firmify is not a broker, investment adviser, or financial institution, and our services are not regulated as such.

1. KEY DEFINITIONS

Simulated Funded Account: A simulated trading account assigned to a Customer who has successfully completed a Firmify Challenge. This account operates with virtual capital only.

Firmify Challenge: The structured evaluation process where a Customer demonstrates their simulated trading skills to qualify for a Simulated Funded Account.

Fees: The non-refundable charges applicable for participating in a Firmify Challenge, which vary depending on the selected virtual account size.

Simulated Profit Reward Split: The agreed-upon percentage of net virtual profits generated by the Customer in a Simulated Funded Account, eligible for conversion into a Simulated Profit Reward payment from Firmify's Reward Pool.

Consistency Score: A metric used to measure trading discipline and determine profit split percentages (70%, 80%, 90%, or 100%).

2. SERVICES PROVIDED

Upon successful completion of the Firmify Challenge and our internal compliance review, Firmify provides:

• Access to a Simulated Funded Account with simulated trading access

• Integration with Firmify Trading (WEB) platform

• Comprehensive customer support

• Processing of Simulated Profit Rewards subject to verification

• Scaling opportunities based on demonstrated performance

3. EVALUATION CHALLENGE RULES

To maintain active participation, Customers must:

• Successfully complete the Challenge by meeting all profit targets

• Strictly adhere to designated drawdown limits (5% daily, 8% max total)

• Refrain from Prohibited Trading Practices

• Demonstrate consistent risk management

• Maintain active trading (no more than 7 days inactive)

4. FEES & PAYMENTS

All Fees are strictly non-refundable once the Challenge Account is activated and the Customer makes their first simulated trade. Accepted payment methods include PayPal, Visa, Mastercard, and Gcash/Paymaya (coming soon).

5. PERFORMANCE SPLIT & PAYOUTS

Simulated Profit Reward Split based on Consistency Score:

• 0-30 Score: 70% Split

• 31-60 Score: 80% Split

• 61-80 Score: 90% Split

• 81-100 Score: 100% Split

Requirements: 5% simulated profit, 5 profitable days minimum, $50 minimum withdrawal. Payouts processed within 3 business days.

6. PROHIBITED TRADING PRACTICES

The following are strictly prohibited and will result in immediate account termination:

News Trading: Holding positions ±5 minutes around high-impact news

HFT Exploitation: Excessive trades in short periods

Martingale Strategies: Disproportionate position sizing to recover losses

Tick Scalping: Trades under 15 seconds

90-Second Rule: Reversing positions within 90 seconds

Copy Trading: Across Firmify accounts

Expert Advisors (EAs): Prohibited on Funded Accounts

Account Sharing: Using another person's credentials

7. CUSTOMER SUPPORT

Contact us via WhatsApp, Telegram, Discord, Website Live Chat, or email at support@firmifytrading.com

8. GOVERNING LAW

This Agreement shall be governed by the laws of the Republic of the Philippines. Disputes shall be settled by arbitration in San Jose del Monte City, Bulacan, Philippines under PDRCI rules.

// Legal Document
REFUND POLICY

Introduction

Firmify Educational Testing Evaluation Services ('Firmify,' 'Company,' 'We,' 'Us') provides simulated trading programs designed for educational testing evaluation and skill development. This Refund Policy outlines the terms under which payments made for our Services are handled. By purchasing any service from Firmify, you acknowledge that you have read, understood, and agreed to this Refund Policy.

1. GENERAL PRINCIPLE OF NON-REFUNDABILITY

All fees paid for Firmify's Services, particularly for access to our Simulated Trading Programs (challenges), are strictly non-refundable. Once a challenge or program is activated and commences (defined as the moment the participant makes their first simulated trade in the assigned account), the payment for that service becomes final and non-refundable. This policy applies regardless of the participant's performance, their failure to meet program objectives, or if their account is terminated due to a violation of our Terms and Conditions.

You are paying for access to a comprehensive simulated evaluation experience, not for guaranteed results, specific returns, or the provision of live trading capital. Upon payment and commencement of the service, you gain immediate access to the digital and operational aspects of our platform, which renders the service utilized.

2. RATIONALE FOR NON-REFUNDABILITY

The non-refundable nature of our fees is due to the immediate allocation of resources and provision of digital access upon purchase and service commencement. Fees contribute to operational costs including:

• Development, maintenance, and licensing of our trading platform

• Provision of dedicated staff and customer support

• Ongoing research and development of new tools and educational content

Firmify provides a robust framework, sophisticated tools, and a structured opportunity; your utilization and performance within this framework are entirely at your discretion.

3. ACKNOWLEDGEMENT AND ACCEPTANCE

By completing a purchase, submitting payment, and initiating a service with Firmify (e.g., commencing a challenge), you, the Customer, expressly confirm that you have read, fully understood, and irrevocably agreed to the terms of this Refund Policy. This agreement ensures clear transparency and mutual understanding regarding our service provision and payment terms.

4. CONTACT INFORMATION

For any inquiries regarding this Refund Policy or other related matters, please contact us at: support@firmifytrading.com

// Legal Document
RISK DISCLOSURE

Nature of Services

Firmify provides educational and simulated trading evaluation services for the purpose of training, skill assessment, and performance analysis. All trading activities, including those in accounts labeled as "funded," are fully simulated. No real capital is risked by the user. Firmify is an educational technology company and does not provide financial services, investment advice, or guarantees of profit.

Simulated Funded Accounts and Reward Eligibility

Participation in simulated funded accounts and rewards are contingent upon the successful completion of evaluation challenges or enrollment in Instant Funding accounts, as applicable. All rewards are based on mirrored performance and consistency of simulated trades. Completion of evaluation challenges, adherence to account rules, or maintaining trade activity does not guarantee payout.

Risk Disclosure and Acknowledgment

Traders acknowledge and accept that:

• Simulated trading is subject to strict rules, drawdowns, and risk limits

• Rewards, if any, are conditional on compliance with all trading rules and risk management requirements

• Payouts may be reduced, withheld, or disqualified due to violations, short trade durations, or deductions as specified in account rules

• Firmify is not liable for any financial, economic, or opportunity losses, real or perceived, arising from participation in simulated trading activities

Trading Rules and Compliance

Traders must comply with all rules regarding:

• Minimum holding time per trade, trade frequency limits, and maximum risk per trade

• Daily and maximum drawdown limits

• Prohibited trading practices, including but not limited to Martingale strategies, high-frequency trading exploitation, one-sided betting, news trading abuse, copy trading, and other actions considered high-risk or manipulative

Failure to comply with these rules may result in disqualification, suspension, or forfeiture of rewards.

Drawdown, Risk, and Safety Buffers

Traders' equity must remain within the prescribed daily and maximum drawdown limits. Profits may be subject to deductions for short trades, safety buffers, or other conditions outlined in account rules. Traders accept that these mechanisms are part of the simulation and are intended to promote disciplined risk management.

Acknowledgment of Legal Limitations

By participating, traders agree that:

• Firmify shall not be held liable for any errors, missed payouts, deductions, or losses incurred during simulated trading

• The firm is not providing financial advice and is not responsible for the success or failure of any trading strategies employed

• Any interpretation of rules, payouts, or risk assessments made by Firmify is final and binding

Termination and Suspension Rights

Firmify reserves the right to suspend, terminate, or restrict accounts, withhold or adjust rewards, and enforce compliance measures at its sole discretion. Traders acknowledge that such actions do not constitute legal liability on the part of Firmify.

Acceptance of Terms

Participation in Firmify's simulated trading programs constitutes full acceptance of all rules, risk disclosures, and terms of participation. Traders confirm that they have read, understood, and voluntarily agreed to all conditions outlined herein.

// Legal Document
TERMS OF SERVICE

Introduction

Welcome to Firmify Educational Testing Evaluation Services ('Firmify,' 'Company,' 'We,' 'Us'). Firmify provides simulated trading programs, skill-based evaluation challenges, and educational support services. These Terms & Conditions ('Terms') set forth the legally binding agreement between Firmify and its users ('You,' 'Customer') when accessing, registering for, purchasing, or using our website (firmifytrading.com), platform, or any services provided by Firmify.

IMPORTANT NOTICE: Firmify provides strictly simulated trading programs for educational, evaluative, and skill development purposes. We do not offer real-money trading, investment management, or financial advisory services. Participants engage with virtual capital on a simulated platform. Firmify is not a broker, investment adviser, or financial institution, and our services are not regulated as such. No actual funds are traded in the market by you through our platform, and any virtual profits generated do not represent real financial gains until converted into 'Simulated Profit Rewards' as defined herein.

By registering for an account, purchasing a challenge, or using our services in any way, you acknowledge that you have read, understood, and expressly agreed to be bound by these Terms, as well as our Privacy Policy and Refund Policy, which are incorporated herein by reference. If you do not agree to these Terms, you must discontinue using our services immediately.

1. PURPOSE OF THE PLATFORM

Firmify operates as an online platform dedicated to providing educational testing evaluation services and skill development in a simulated environment. Our primary offerings include:

a. Simulated Trading Programs: This encompasses various simulated evaluation challenges designed for aspiring traders to test and refine their skills.

b. Simulated Funded Accounts: Provided to Customers who successfully demonstrate proficiency in our evaluation challenges, allowing for continued simulated performance tracking.

c. Educational Tools and Resources: (Coming soon) Supplementary materials designed to enhance trading knowledge and skills.

Firmify explicitly does not offer real trading capital, direct access to live financial markets, investment advice, brokerage services, or any other financial services that require regulatory licensing. All services are strictly for educational, skill-based evaluation, and simulated purposes.

2. NATURE OF SIMULATION

All evaluation challenges, simulated trading activities, and Simulated Funded Accounts provided by Firmify are 100% simulated. It is crucial for all Customers to understand and acknowledge that:

a. There is no real financial risk or real financial reward involved for the Customer in the simulated trading activities.

b. No real trading capital is granted to the Customer by Firmify for live market trading.

c. All simulated performance, including virtual profits and losses, is entirely virtual and intended solely for skill development, educational testing evaluation, and entertainment purposes.

The Firmify platform is designed to assess, evaluate, and improve a Customer's simulated trading abilities in a controlled, gamified, and purely simulated environment.

3. ELIGIBILITY

To be eligible to access and use Firmify's services, you must:

a. Be at least eighteen (18) years of age, or the age of legal majority in your jurisdiction, whichever is higher.

b. Have the full legal capacity and authority to enter into a binding contract with Firmify.

c. Use the services for yourself personally, or with duly authorized consent if you are legally representing an entity.

d. Residency Restrictions: Firmify does not provide services to individuals residing in certain restricted countries due to legal, regulatory, or operational constraints. The list of currently restricted countries includes, but may not be limited to: Libya, Myanmar, Somalia, Sudan, Russia, Republic of Sudan, Iran, Region of Crimea, Eritrea, Syria, Yemen, Venezuela, Vietnam, African Republic, Chad, Democratic Republic of Congo, North Korea, Cuba, Iraq, Belarus, USA. This list may be updated by Firmify at any time without prior notice. It is your sole responsibility to ensure that your use of our services is compliant with all applicable laws in your jurisdiction of residence.

Firmify reserves the right to immediately suspend or terminate any account that violates this Eligibility clause, without refund.

4. NON-REFUNDABLE POLICY

All payments made to Firmify for services, including but not limited to Simulated Trading Program fees (challenges), merchandise orders (unless damaged/defective upon receipt), and any add-ons or optional features, are final and strictly non-refundable. This policy is in place because access to our digital platform and services is granted immediately upon successful payment and commencement of the service (e.g., making the first simulated trade in a Challenge Account). For full details regarding our refund terms, please refer to our comprehensive Firmify Refund Policy, which is incorporated into these Terms by reference.

5. PERFORMANCE & REWARDS

Customers who successfully complete a Firmify Challenge and pass Firmify's internal risk and compliance review may be granted access to a Simulated Funded Account. It is expressly understood that:

a. This account is not a real brokerage account and does not involve real trading capital provided by Firmify for live market trading.

b. It is used solely for continued simulated performance tracking and evaluation.

c. Access to and continued use of a Simulated Funded Account is subject to specific terms, simulated scaling rules, and limitations defined by Firmify, as detailed in the Customer Agreement and on our website.

Passing an evaluation challenge does not guarantee any real financial compensation or employment. Eligibility for Simulated Profit Rewards is based on the Customer's consistent simulated performance in a Simulated Funded Account. These payout rewards are paid from Firmify's Reward Pool, where a substantial percentage of all program fees are allocated to benefit our successful traders, not from actual profits generated in live markets by the Customer. Firmify notes that historically, only a small percentage (e.g., 5-10%) of participants typically qualify for Simulated Profit Rewards, reflecting the challenge of consistent simulated performance.

6. USER CONDUCT & PROHIBITED PRACTICES

By accessing or using Firmify's services, you agree to conduct yourself in a manner that is respectful, ethical, and adheres strictly to our rules and policies. You expressly agree not to engage in any form of misconduct, including but not limited to:

a. Prohibited Trading Practices: Engaging in any activity that manipulates or exploits the simulated trading environment, undermines the integrity of the evaluation process, or provides an unfair advantage over other participants.

b. Account Security Violations: Sharing your login credentials, unauthorized access to accounts, or using another person's account.

c. Automated Trading Exploitation: Using bots, scripts, or other automation methods in a way that exploits the simulation or circumvents the intended evaluation process.

d. Abuse of Services: Misusing refund processes, abusing support channels, misrepresenting the Firmify brand publicly, or engaging in any conduct that is unlawful, fraudulent, defamatory, harassing, or otherwise harmful to Firmify or other users.

Firmify reserves the right to immediately revoke access to its services and terminate your account(s) for any form of misconduct or violation of these Terms, or any Prohibited Trading Practice, without refund of Fees or eligibility for Simulated Profit Rewards. Such decisions are final and at Firmify's sole discretion.

7. INTELLECTUAL PROPERTY

All content, trademarks, service marks, logos, designs, software, algorithms, data, and materials on the Firmify website and Trading Platform (collectively, 'Firmify IP') are the sole property of Firmify or its licensors and are protected by applicable intellectual property laws. Your use of our Services grants you a limited, non-exclusive, non-transferable, revocable license to access and use the Firmify IP solely for your personal participation in the Simulated Trading Programs as permitted by these Terms. You agree not to copy, modify, distribute, sell, lease, reverse engineer, or create derivative works of any Firmify IP without our prior written consent.

8. LIMITATION OF LIABILITY

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE PHILIPPINE LAW, IN NO EVENT SHALL FIRMIFY, ITS AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, OR LICENSORS (COLLECTIVELY, 'FIRMIFY PARTIES') BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE, OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO, LOSS OF PROFITS, REVENUE, DATA, GOODWILL, OR OTHER INTANGIBLE LOSSES, ARISING OUT OF OR IN CONNECTION WITH YOUR ACCESS TO, USE OF, OR INABILITY TO USE THE SERVICES. THIS LIMITATION APPLIES REGARDLESS OF THE LEGAL THEORY (CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY, ETC.) AND EVEN IF FIRMIFY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

// Legal Document
PRIVACY POLICY

Welcome to Firmify Educational Testing Evaluation Services ('Firmify,' 'Company,' 'We,' 'Us'). Firmify provides simulated trading programs designed for educational testing evaluation and skill development. We are deeply committed to protecting and respecting your privacy. This Privacy Policy outlines how we collect, use, store, and safeguard your personal data when you use our website (firmifytrading.com) and our services, in compliance with the Philippine Data Privacy Act of 2012 (Republic Act No. 10173). By accessing or using our Services, you acknowledge that you have read, understood, and agree to the terms of this Privacy Policy.

1. PURPOSE OF DATA PROCESSING

We collect and process your personal data for the following specific and legitimate purposes:

a. Account Management: To open, operate, and manage your user account with Firmify.

b. Service Delivery: To provide our simulated trading programs, including challenge and 'Simulated Funded' accounts.

c. Reward Processing: To calculate, verify, and process Simulated Profit Rewards for eligible participants.

d. Compliance & Security: To comply with legal and regulatory obligations, including Anti-Money Laundering (AML) and Know-Your-Customer (KYC) laws, and crucially, for fraud detection and prevention to ensure the integrity of our evaluation process.

e. Service Enhancement: To analyze and improve our services, user experience, and platform functionality.

f. Verification & Agreement: To conduct identity verification and compliance checks via Didit.me for KYC/AML, and to facilitate digital contract execution for 'Simulated Funded' participants using Digisigner.

Your personal data will be processed only for purposes directly related to fulfilling our obligations and providing the services outlined in the Firmify Terms and Conditions.

2. PERSONAL DATA WE COLLECT

We collect and process various types of personal data necessary for the provision of our services and compliance with legal requirements:

a. Identification Data: Your full legal name, date of birth, nationality, and details from government-issued identification documents (e.g., passport, driver's license, national ID).

b. Contact Data: Your email address, phone number, and postal address.

c. Simulated Trading Performance Data: Records of your simulated trade execution history, order details, account balance changes, and overall performance within our virtual trading environment.

d. Technical Data: Information about your device (e.g., IP addresses, device type), login activity, browser type, and operating system.

e. KYC and Compliance Data: Documents and information required for identity verification, anti-money laundering (AML), and fraud prevention purposes, such as proof of address (e.g., utility bills), and data obtained through our trusted third-party verification partner, Didit.me.

3. PRINCIPLES OF DATA PROCESSING

We adhere strictly to the fundamental principles of data privacy as outlined in the Philippine Data Privacy Act of 2012. We ensure that all personal data is:

a. Processed lawfully, fairly, and transparently: We are clear about what data we collect and how we use it.

b. Collected for specified, explicit, and legitimate purposes: Your data is used only for the purposes we inform you about.

c. Adequate, relevant, and limited to what is necessary: We only collect data that is essential for our stated purposes.

d. Kept accurate and up to date: We strive to maintain the accuracy of your data.

4. DATA SHARING AND DISCLOSURE

We commit that we do not sell, rent, or trade your personal data to third parties. However, we may share your data with trusted third-party service providers and other entities only for the purposes outlined in this policy and when necessary to deliver our Services:

a. Regulatory and Legal Authorities: To comply with legal obligations, subpoenas, court orders, or legitimate requests from government or regulatory bodies.

b. Identity Verification and Compliance Providers: Specifically, Didit.me for identity verification (KYC) and robust fraud prevention checks.

c. Technology Partners: For essential IT services such as data hosting, cybersecurity, platform maintenance, and software support.

d. Contract Execution Services: Digisigner is used to facilitate the secure digital signing of agreements for 'Simulated Funded' participants.

e. Professional Advisors: Our legal, accounting, and other professional advisors, subject to strict confidentiality agreements.

f. Business Transfers: In the event of a merger, acquisition, or sale of assets, your personal data may be transferred as part of the transaction, subject to appropriate privacy safeguards.

5. RESTRICTED COUNTRIES

Firmify does not provide services to individuals residing in the following restricted countries: Libya, Myanmar, Somalia, Sudan, Russia, Republic of Sudan, Iran, Region of Crimea, Eritrea, Syria, Yemen, Venezuela, Vietnam, African Republic, Chad, Democratic Republic of Congo, North Korea, Cuba, Iraq, Belarus, USA.

6. YOUR RIGHTS UNDER DATA PROTECTION LAWS

As a data subject under the Philippine Data Privacy Act of 2012 (RA 10173), you are entitled to the following rights concerning your personal data:

a. Right to Be Informed: To be notified whether personal data is being processed.

b. Right to Object: To object to the processing of your personal data, especially for direct marketing or if the processing is not based on legitimate interest.

c. Right to Access: To obtain a copy of the personal data we hold about you, subject to certain exceptions.

d. Right to Rectification: To request the correction of any inaccurate or incomplete personal data we hold.

e. Right to Erasure or Blocking: To request the removal, destruction, or blocking of your personal data from our system, subject to legal obligations and legitimate purposes for retention (e.g., for AML/KYC records).

f. Right to Damages: To be indemnified for any damages sustained due to inaccurate, incomplete, outdated, false, unlawfully obtained, or unauthorized use of your personal data.

g. Right to Data Portability: To obtain a copy of your personal data in an electronic or structured format for further use.

h. Right to File a Complaint: To lodge a complaint with the National Privacy Commission (NPC) regarding any violation of your rights under the Data Privacy Act.

To exercise any of these rights, please contact us at support@firmifytrading.com. We will respond to your request in accordance with applicable laws and regulations.

7. SECURITY MEASURES

a. We implement appropriate organizational, technical, and physical security measures to protect your personal data from unauthorized access, accidental loss, alteration, disclosure, or destruction. These measures include industry-standard encryption, firewalls, secure access controls, and regular security audits.

b. Access to customer information is strictly limited to authorized personnel who undergo regular data protection and security training.

c. While we strive to protect your personal data, no method of transmission over the internet or electronic storage is 100% secure. We cannot guarantee the absolute security of your data. You are also responsible for maintaining the confidentiality of your account credentials.

8. COOKIES AND TRACKING TECHNOLOGIES

Our website utilizes cookies and similar tracking technologies to enhance user experience and analyze website usage:

a. Essential Cookies: Strictly necessary for the proper functioning of our website and to enable core features.

b. Analytics Cookies: Help us understand how visitors interact with our website, which pages are most popular, and how we can improve our services.

c. Marketing Cookies: Used to deliver relevant advertisements and measure the effectiveness of our marketing campaigns.

You have the ability to accept or decline cookies. Most web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. Please note that disabling cookies may affect the functionality of our website.

9. CHANGES TO THIS PRIVACY POLICY

We may revise and update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. We will notify you of any material changes by posting the updated policy on our website and, where appropriate, through direct email notification. Your continued use of our Services after such modifications constitutes your acceptance of the revised Privacy Policy.

10. CONTACT INFORMATION

For any privacy-related questions, concerns, or to exercise your data privacy rights, please contact our Data Protection Officer (if you appoint one) or our support team at:

Email: support@firmifytrading.com

Website: firmifytrading.com